
State Farm® Insurance Agent Matt Gardner
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
James Berry
July 26, 2025
"State farm was reliable, was fast at my needs when I needed them! Thank you!!!!!"
"Thank you for your feedback, James! I'm happy to know that you found our service reliable and quick. We’re always here to assist with your insurance needs. Let us know if there's anything else we can do for you!"
Jay Conde
July 25, 2025
"I had State Farm along time ago and though I would give it ago again and get a quote!!! Sashae Afflick was soooo amazing. She was helpful and made sure I knew all my next steps with out even second guessing. She was even able to come in lower with more coverage then other companies. She came in over $200 cheaper than my current rate with Progressive and that is with having a bundle for home and auto. I am so happy with my star treatment. She will be highly recommended when I hear people as about insurance."
"Hey, Jay! Thanks so much for sharing that Sashae was able to help you get a quote and provide clear guidance every step of the way. It’s great to hear she found you a plan with more coverage at a lower price than your previous insurer. We’re glad the bundle for home and auto worked out so well for you. Your recommendation means a lot to us and to Sashae."
joel rosenberg
July 23, 2025
"Owen was very professional and knowledgeable."
"Thank you for your review, Joel! I'm happy to hear that Owen provided you with professional and knowledgeable service. Our team is committed to delivering the best experience possible. If you have any questions or need further assistance, feel free to reach out anytime!"
annmarie rowe
July 23, 2025
"Jack was very helpful knowledgeable, polite and patient. I was made aware of options before committing to a policy. Thanks Jack"
"Hey Annmarie, thanks a bunch for the awesome review! I'm really happy to hear that Jack was helpful, knowledgeable, polite, and patient with you. It's great that you felt informed about your options before committing to a policy. If you ever need anything else, don't hesitate to reach out! - Matt Gardner - State Farm Insurance Agent, White Marsh, MD"
Shanelle Dyson
July 21, 2025
"The team is absolutely amazing. So nice and extremely helpful. I wish I called them a long time ago. Thank you guys!!"
"Thank you for your kind words, Shanelle! I'm so happy to hear that you found our team helpful and friendly. We're always here to assist you with any insurance needs you may have. Let us know if there's anything else we can do for you!"
Kristin Goodnow
July 14, 2025
"I am so happy that when my mom and I needed insurance for the car and our property we were hooked up with Matt Gardner and his office staff! They have and are ALWAYS very nice, polite and helpful. They make it easy to call if I need anything or just making a payment. Thank Matt Gardner and staff."
"Hi Kristin! Thanks so much for the 5-star rating! We're really happy you had a great experience with us. If you ever need anything else, feel free to reach out. - Matt Gardner - State Farm Insurance Agent, White Marsh, MD"
Conrad Glaudin
July 10, 2025
"Nick was great amazing service. He was excellent very professional and helpful. Thank you great customer service."
"Conrad, thank you for your wonderful review! I'm glad to hear that Nick provided you with excellent, professional, and helpful service. We truly appreciate your kind words and are grateful for your feedback. If you ever need further assistance, don't hesitate to reach out. - Matt Gardner - State Farm Insurance Agent, White Marsh, MD"
KaSheena Jones
June 25, 2025
"Extremely helpful and very informative! I enjoyed talking with the agent. He seemed to really care to resolve my issue and armed me with great knowledge."
"Hey, KaSheena! I'm happy to hear that you found the conversation informative and helpful. It's great to know that you felt supported and received valuable information. If you have any more questions or need assistance in the future, feel free to reach out. Thanks for choosing us!"
Don Clarkson
June 21, 2025
"Extremely courteous and patient with understanding my needs."
"Thank you, Don! I'm happy to hear that you found our service courteous and patient. Understanding your needs is important to us. Let us know if there's anything else we can assist you with!"
Tammye Sullivan
June 20, 2025
"State Farm has been great from the jump. What they quoted is what I got. The customer service is outstanding. So courteous and pleasant. I can count on State Farm to give me the dos and the do nots. It’s great to have them watching our back thru home and auto. Thanks"
"Thank you for your review, Tammye! I'm happy to hear that you've had such a positive experience with our office. It's wonderful to know that our team has been courteous and reliable in providing the guidance you need for your home and auto insurance. We’re here to help with anything else you might need!"
Bradley Schnarrs
June 19, 2025
"Jack was amazing to work with. We spent alot of time on the phone but got everything worked out and was very happy with him assisting me."
"Thank you for your review, Bradley! I'm happy to hear that Jack provided you with excellent assistance and that everything was resolved to your satisfaction. We appreciate your feedback and are here if you need anything else!"
Martin Kline
June 18, 2025
"Matt is awesome,"
"Thank you, Martin! We appreciate your feedback and are here to help with any insurance needs you may have. Let us know if there's anything else we can do for you!"
Andrea Wiley
June 16, 2025
"Since 2020, customer service has declined. I can truly say that State Farm continues to have top notch customer service. I am a new client and had been working with Mr. Owen Imuze, when I called in today, he wasn't available, however, I had the pleasure of working with Mr. Brian Gamble. My experience today was both pleasant and professional. I had questions, concerns, and a little anxiety. He took the time to answer all of my questions, and concerns and made me feel respected and as a valued customer. I had a little anxiety when I initially started working with him but by the time I got off the phone I was confident that I made the right choice, choosing State Farm and I feel that my family and I are in great hands."
"Thank you for your review, Andrea! I'm glad to hear that Brian was able to provide you with a pleasant and professional experience. It's wonderful to know that he addressed your questions and concerns, making you feel valued and respected. We're committed to ensuring you and your family feel secure with us. If there's anything else we can assist you with, just let us know!"
Denise Hartman
June 16, 2025
"Buyer Beware: I am extremely disappointed in my experience and with the operational procedures of State Farm Insurance. I contacted this agency to find better home owner and auto insurance. The ONLY reason I did this is to save money on my monthly premiums because I recently retired and on a fixed income. I stressed the importance of lowering my monthly expenses, yet I am very apprehensive to change to a new carrier. Following the agents research, he guarantee me a home owners quote- he said everything was examined and my HO would be 117.00 rather than my current policy price. I waited to cancel my HO 5 days then after reconfirming the set new premium he said was 100% secure- I canceled my policy with Nationwide. Well that was short lived- I received notification my new HO policy would be 138.00- more than I was paying with the other policy. His justification was he was not aware of underwriters having to raise it - this is not only unethical, it was dishonest procedure, just to get me to change- and now I have increased my monthly expenses. In edition, there were billing errors and I started getting cancellation notices after making three premium payments in one month- because of State Farm errors.Nothing has been correct and all mistakes have been State Farms - not mine. I also changed my auto to State Farm- May 1- I still have not received the required beacon to download the app for the auto discount so I am receiving notification of losing the Save & Safe driving discount- I have requested it several times, to date, I have not received this. I can't say one thing good about my experience - stay with your current insurance- now I am in a terrible position and my cost are greater- the misleading information has put me in financial mess. State Farm is not supporting me at all- and offering no solutions- only bogus late fees, delays, and increased stress."
"Denise, I apologize that your experience with State Farm seems to be unfavorable. When you contact our office we are able to give you a quote for your insurance, once you agree with the quote we then submit the application for insurance to our corporate underwriting department. Corporate underwriting then reviews the applications to assure that the application information is accurate. There are sometimes findings within our corporate underwriting department that may positively or negatively influence the rate. In your case after inspection of the home the siding type was changed and updated by the underwriting department which caused a negative influence in your rate. The billing error that you are addressing was due to a miscommunication of the effective date of your home policy. Your home policy was submitted effective 3/28/2025 and after review of the notes it shows that you wanted the effective date of your home policy changed to 5/5/2025. This is a policy change that is submitted to our corporate service department. It takes time for the change to be processed by corporate and then communicate with the billing department as to what needs to be charged for the home policy. Once this is processed you will receive a credit on your bill for any premium that is owed toward your home policy that you have paid. I see in my system that there has been constant communication with my office representative Nick in regard to your concerns. He has been clearly communicating with you via email and phone with prompt updates. We do not charge late fees on our billing accounts. Notes on your account show that the Drive Safe and Save Beacon was delivered to you on 5/9/25. You stated that you did not receive the beacon so we re-sent one directly from our office on 5/30/2025. We will send another one out to you today so that you can set up the Drive Safe and Save beacon to keep your discount. My team of 14 licensed insurance professionals is very responsive and her to assist you with whatever you need. Thank you for your business!!"
James Brown
June 11, 2025
"Matt Gardners Team of wonderful people were amazing and thoughtful in helping me join the State Farm community. I really enjoyed working with them and would encourage anyone who is searching for a great experience, give them a call."
"Thank you, James! I'm happy to hear that you had a positive experience with our team. We appreciate your recommendation and are glad to have you as part of the State Farm community. If you ever need anything else, feel free to reach out!"
fortyniners1515
June 6, 2025
"Kudo's to Nick at State Farm! He listened to my concerns and was very patient with me. He was able to help me immensely and worked things out for my needs at this time. Highly recommend! CH"
"Thank you for your review! I'm happy to hear that Nick was able to assist you so effectively and address your concerns with patience. Your recommendation means a lot to us. Let us know if there's anything else we can do for you!"
Tom Zoebelein
June 4, 2025
"Matt was very easy to work with and got me taken care of very quickly."
"Thank you, Tom! I'm happy to hear that Matt made the process smooth and efficient for you. We appreciate your feedback and are here if you need anything else. Thanks for choosing us!"
Kevin Silk Brewer
May 30, 2025
"Owen Imuze is very knowledgeable about the different programs and was able to get my policy completed and up and running in a short amount of time..."
"Thank you for your review, Kevin! I'm happy to hear that Owen was able to assist you efficiently and get your policy set up quickly. Our team is dedicated to providing knowledgeable service, and it's great to know we met your expectations. If you have any more questions or need further assistance, feel free to reach out!"
J W
May 30, 2025
"This place takes good care of you and they are polite and easy to work with. Been with them 10+years"
"Thank you, J W, for your wonderful feedback! I'm happy to know that you've felt well taken care of over the years and that our team has been easy to work with. Your loyalty means a lot to us. Let us know if there's anything else we can do for you!"
D G
May 30, 2025
"Julie at Matt Gardner State Farm is amazing! She handled my policy quickly and professionally, and made the whole process super easy. She was so helpful and great to talk to. If you're looking for car insurance agent, definitely ask for Julie—she’s the best! Thanks! Dehay"
"Thank you, Dehay! I'm happy to hear that Julie made your experience smooth and enjoyable. She truly is a valuable part of our team. If you need any further assistance or have questions in the future, feel free to reach out. Thanks for choosing us!"
Sue Unger
May 30, 2025
"Amie responded so quickly to my outreach. It's wonderful to find an organization that delivers outstanding customer service! Thanks Amie."
"Thank you for your review, Sue! I'm happy to hear that Amie was able to assist you promptly. We strive to provide outstanding customer service, and it's great to know we're meeting that goal. Let us know if there's anything else we can do for you!"
Diane Herpel
May 23, 2025
"Amie rocks! She has helped us soooo many times with questions, quotes, billing issues, etc. All I do is send her an email, and voila, she is there! Our genie in a bottle, she appears! Thanks for everything you do, Amie!"
"Thank you, Diane, for sharing your experience! I'm happy to hear that Amie has been such a valuable resource for you, assisting with questions, quotes, and billing issues. We appreciate your kind words and are here for any future needs or questions you might have."
Sheryl Scandrol
May 23, 2025
"Jack was extremely helpful with my questions! Very professional in all aspects and so nice to talk with."
"Thank you, Sheryl, for sharing your experience! I'm glad to hear that Jack was able to assist you with your questions and that you found him professional and pleasant to talk with. We appreciate your feedback and are here to help with any future needs or questions you may have!"
Michael A Scarlato
May 23, 2025
"Agent was polite, courteous and attentive. Professional yet relaxed and comfortable to talk to."
"Thank you, Michael, for your wonderful feedback! I'm glad to know that you found the experience both professional and comfortable. It's important to us that our interactions are relaxed and attentive. If you have any questions or need further assistance, feel free to reach out anytime!"
kesha williams
May 22, 2025
"Owen Imuze is awesome. He was very helpful, offered exceptional service."
"Thank you, Kesha, for sharing your experience! I'm glad to hear that Owen provided you with exceptional service. We appreciate your feedback and look forward to assisting you with any future insurance needs. Feel free to reach out anytime!"